> Travel > Wedding > Medical emergencies > Higher education > Home renovation
> KYC documents: Aadhar card, driving license, voter ID card > Your employee ID card > Salary slips of the last 2 months > Bank statement of your salary account for the last 3 months
> Go to the online application form and select the loan amount and tenor > Get instant loan approval > Receive a call from our representative > Share your documents with our representative > Have your loan credited to your loan account > Visit the Experia portal and select the amount you need > Transfer the money to your bank account in just 2 hours
> You should be between 23 and 55 years old > You must be a salaried employee of an MNC, private or public company > You must be a resident citizen of India
> Collateral-free loan up to Rs. 25 lakh > Money in your bank in just 24 hours > Flexible loan tenors, no hidden charges > Minimal documentation > Up to 45%* lower EMI with Flexi facility > Choose to pay only interest as EMI and reduce your EMI amount > Multiple withdrawals > Withdraw money from your loan account without the need to apply again > Online loan account > Withdraw and part-prepay through our customer portal - Experia
Part-prepay your loan when you have surplus funds like: > Bonus > Appraisal > Dividend > Performance incentive > Fixed deposit maturity
Terms and Conditions.
1. By checking the 'Submit' button below and by entering the one-time password (“OTP”) sent by Bajaj Finance Limited (“BFL”), I hereby agrees and acknowledges that I a. Am 18 years of age, b. Can understand, read and write in the English language, c. Have read and understood the terms and conditions contained below (“Terms”). 2. I agree that my action of entering the OTP sent by BFL and clicking the “Submit” button, constitutes a valid acceptance by me of the Terms contained herein and creates a binding and enforceable agreement between me and BFL. 3. I declare that all the particulars and information provided by me are true, correct, complete and up-to-date in all respects and that I have not withheld any information whatsoever. 4. I confirm that I have/had no insolvency proceedings against me nor have I ever been adjudicated insolvent by any court or other authority and I further confirm that I have read the information on various loan products made available by BFL on www.bajajfinserv.in/ 5. I authorize BFL to exchange, share all information and details as provided by me and in relation to my existing loans and/or repayment history to any third party including but not limited to its group companies, service providers, banks, financial institutions, credit bureaus, telecommunication companies, statutory bodies, business partners etc. for customer verification, personalization of products or services, credit rating, data enrichment, marketing or promotion of BFL services or related products or that of its associates/business partners and affiliates or for enforcement of your obligations and I shall not hold BFL (or any of its group companies or its/their agents/representatives/ business partners) liable for the use/sharing of the information as stated above. 6. I agree and affirm that BFL may contact me and communicate with me over telephonic calls, or SMS on the mobile number mentioned herein, or through any other communication mode (“Communication Modes”) to verify the details provided by me . Further, I confirm that I would like to know through the above mentioned Communication Modes various BFL loan offer schemes or loan promotional schemes or any other promotional schemes relating to various products/services offered by BFL/its group companies/business partners from time to time and hereby authorize BFL, its group companies, employees, agents, associates, business partners to contact me from time to time for the same. 7. I hereby expressly consent and authorise BFL/ its representatives/agents/ its business partners/its group companies/affiliates to send me any communication regarding products/services offered by them using various communication channels, such as, telephone, calls/SMS/bitly/bots/emails/post etc. 8. I undertake to keep BFL updated of any change in the information provided by me. 9. I understand and acknowledge that Bajaj Finance shall have the absolute discretion, without assigning any reason to reject my loan application and that Bajaj Finance shall not be responsible/liable in any manner whatsoever for such rejection. 10. I further understand and agree that pursuant to this application form, I will be required to submit documents to the satisfaction of Bajaj Finance and accept the loan terms and conditions for availing the loan granted to me by Bajaj Finance from time to time.