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Share your experience & win

Tell us your ‘I should have had insurance’ stories for the products/events listed below & win an Amazon voucher worth Rs. 1,000

Accessories
Daily Commute
Health
Home Appliances
Personal Belongings
Specific Events
Travel
  • ATM Assault Insurance
  • Event Insurance
  • Fraudulent Charges
  • Home Protection
  • Identity Theft Insurance
  • Purchase Protection
  • Price Protection
  • CCTV Camera Insurance
  • Home Inverter Insurance
  • Kitchen Appliances Insurance
  • Luxury Sanitary Fittings
  • Water Purifier Insurance
  • Small Gadgets Insurance
  • Pen Insurance
  • Wireless Headphones Insurance
  • Fitness Wearables Insurance
  • Musical Instrument Insurance
  • Handheld Tablet Devices
  • Handheld E-reading Devices
  • Laptop Charger Insurance
  • Electronic Stationery
  • Mobile Screen Replacement
  • Mobile Charger Insurance
  • Sports Injury Cover
  • Firecracker Insurance
  • Child PA Cover
  • Hospital Cash Cover
  • Dengue Cover
  • Pregnancy Complications Cover
  • Kidney Stones Cover
  • Infection Cover
  • Meningitis Insurance
  • Water Borne Disease Cover
  • Tuberculosis Cover
  • Gym Injury Insurance
  • Monsoon Insurance
  • Stampede Insurance
  • Student’s Plan Cover
  • Group Jeevan Suraksha
  • Trek Cover
  • Pilgrimage Cover
  • Road Trip Cover
  • Holiday Cover
  • Adventure Cover
  • Personal Trip Effects Cover
  • Personal Trip Liability Cover
  • Backpacking Travel Cover
  • Honeymoon Holiday Cover
  • Solo Traveller Cover
  • Winter Trek Cover
  • Vaishno Devi Temple Pilgrimage Cover
  • Weekend Gateway Road Trip Cover
  • Pune Goa Road Trip Cover
  • Leh Ladakh Road Trip Cover
  • Mumbai Pune Goa Road Trip Cover
  • Mumbai Pune Road Trip Cover
  • Key Replacement
  • Wallet Care
  • Baggage Insurance
  • Purse Care
  • Designer Clothes Cover
  • Wedding Dress Cover
  • Helmet Insurance
  • Shoes Insurance
  • DSLR Camera Insurance
  • Eyewear Insurance
  • Cycle Cover
  • Morning Walk Accident Cover
  • Daily Commute Insurance
  • Pedal Insurance
  • Mumbai Local Train Cover
  • Delhi Metro Cover
  • Mumbai Metro Cover
  • Cycle Cover
Please write your story.
Story must not exceed 500 characters.
R
Rakshit: We were on our way to the wedding venue for a practice trial for my wedding next week. We had planned to take my wedding dress to the venue so that we could store it away in green room for the day and avoid as many last-minute activities as we could. We got down from the car and saw the bag containing the dress wasn’t there. Later when we checked home, we couldn’t find it there too. I had lost my wedding dress just one week before the day.
A
Anamika: I had gifted a brand-new smartphone for my son when we turned 18 years old. He used to travel to college by train which generally used to be crowded during peak hours. One such day while trying to manage the peak hour rush, his phone fell on the railway track. He was able to safely retrieve it, but the screen had been broken.
K
Ketan: I am the captain of the Girls Basketball Team of my college. We had an inter college tournament, winning which would have given me a scholarship. During one of the matches I was hit by the basketball on my nose and was immediately taken to the doctor who told me it was broken, and I cannot continue playing in the tournament.
S
Suraj: I had planned a road trip with my family to Leh Ladakh. When we reached our Hotel in Gulmarg, we were told that we had no reservation as our hotel bookings had bounced. It was a peak season and hence we couldn’t find available rooms anywhere nearby. We were advised to travel to the nearby town where we might get some accommodation. But the car broke down mid-way. We were having a very bad day.
N
Niharika: I had gifted my husband a fitness watch on our six-month anniversary to encourage him to start exercising. He used it everyday and monitored his fitness well. It was monsoon and one day he got stuck in rains. When he finally got home and removed his watch, he realized it was not working
G
Gautam: My parents go to Vaishnav Devi every year. This year too they had gone there, when unfortunately, a stampede broke out. Thankfully both were safe, but father was injured with a leg fracture and was required to be taken to the hospital.
M
Mrinal: I had taken my wife for a trek for the first time. Since it was her first trek, she was very thrilled and was looking forward to it. On one of the days when we had a difficult ascent, she slipped and hurt her arm badly. She had fractured her arm and we had to stop our trek right there.
P
Pranav: We were traveling for a destination wedding to Jaipur via flight. We were a huge group and I was responsible to make sure everyone stayed together until they boarded the flight. Suddenly we realized my sister’s son was not with us and we all scattered searching for him. We found him, but when I got to my luggage, I realized one of my handbags was missing. Someone has stolen it.
R
Rajat: I am a cyclist and enjoy participating in Cycling marathons. I had started prepping myself for a marathon coming up in 3 months. Just 10 days before the competition, while I was training, I lost my balance and fell. Thankfully I was not injured, but the cycle had hit a rock and the peddle had broken.

Share your ‘I should have had insurance’ stories

Win voucher worth Rs. 1,000

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Thank You!

Thank you Rakshit for sharing your story

  1. To be eligible to participate in this contest (“Contest”), you (“Participant”) must
    • be a citizen of India and residing within the territory of India,
    • be above 18 (Eighteen) years of age
    • submit requisite details for identity proof upon successful completion of the
  2. The contest shall commence from 29-June-2019 at :11:59 PM and shall conclude on 10-july-2019 at 11: 59 PM (“12 days).
  3. Reward and Eligibility: The eligibility criteria for the Participant to be selected for the Reward are: Amazon E- voucher worth Rs. 1,000 for the users whose story will be shortlisted by the contest panel The said Participants will be given a “Amazon E-voucher” voucher reward worth Rs. 1,000. BFL shall have sole discretion in determining the winning slogans.
  4. The Rewards are not assured rewards for all Participants. The Participants comments/posts in relation to this contest must not contain any abusive, derogatory, vulgar, offensive, profane, provocative, incentive, obscene etc content and the Participant shall hold harmless BFL and its affiliates from any and all claims/losses arising in relation to the Participant’s comments/post.
  5. The usage of any reward under this Contest shall be governed by the applicable terms and conditions governing the reward which will be in addition to terms and conditions governing this Contest. BFL holds no warranty or makes no representation about the quality, usefulness, worthiness or otherwise of the Rewards.
  6. This Contest is available only in select cities of India and is valid only for Indian citizens. For the avoidance of doubt, it is hereby clarified that the Contest is not available in the state of Tamil Nadu.
  7. The names of winners will be posted on social media or will be reached on the contact details shared, post establishing the identity and verification of KYC documents of the winners. In the event of failure of the winner to produce the requisite documents within the stipulated time, the winner shall forego the rewards and BFL reserves the right to cancel the winner’s nomination for the reward and select the next eligible participant as the winner of the reward.
  8. All applicable taxes, fees and levies (excluding ‘gift’ tax or tax deducted at source, where applicable) will need to be solely paid by the Winner(s) and proof of other documents, as required, will need to be necessarily produced before availing the Reward.
  9. The tax deducted at source in respect of the Reward, where applicable, shall be paid by BFL.
  10. Participating in this Contest is voluntary and the Participants are not bound to participate in this Contest. There is no compensation for non-participation in the Contest under any circumstances whatsoever.
  11. This Contest cannot be combined with any other offer/discount/promotion/contest of BFL, including but not limited to the offers available at the merchant and/or dealer outlets.
  12. This Contest is not available to BFL’s employees and their relatives.
  13. Images of the Reward shown on email, Website or any other advertisement material whatsoever, are for representational purposes only.
  14. BFL reserves the right to revise these terms, modify or withdraw this Contest at any time without prior notice or reason. In the event of any conflict between these terms and conditions and any other instructions which may be conveyed through any advertisement or promotion relating
  15. All decisions taken by BFL and its committee in respect of the Contest shall be final and binding on the Participants.
  16. BFL, its group entities/ affiliates or their respective directors, officers, employees, agents, vendors, etc., shall not be liable for any loss or damage whatsoever that may be suffered, or for any personal injury that may be suffered by a Participant, directly or indirectly, including for reasons arising out of use or non-use of Rewards or participation under this Contest.
  17. The Contest is not transferable, non-negotiable and cannot be encashed under any circumstances.
  18. These terms and conditions shall be governed by the laws of India. All disputes if any arising out of or in conjunction with or as a result of this Contest or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts in Pune only. The existence of a dispute, if any, shall not constitute a claim against BFL.
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